Privacy Policy for Merkava Technologies Private Limited

This Privacy Policy for Merkava Technologies Private Limited (the "Company", "Merkava", "we", "us", or "our") describes how we collect, use, and disclose information about users of our website (https://www.skillverse.club), and any related services, tools, and features, including the Merkava service (collectively, the "Services").

For the purposes of this Privacy Policy, "you" and "your" refers to you as a user of the Services—whether as a content creator, learner, or visitor—located within India.

Please read this Privacy Policy carefully. By using, accessing, or downloading any of the Services, you agree to the collection, use, and disclosure of your information as described herein. If you do not agree, please do not use, access or download any of the Services.

I. Information We Collect

We collect the following categories of information:

• Personal identification information (name, email address, phone number, etc.)
• Payment and transaction data (UPI ID, bank account, transaction logs)
• Behavioral and usage data (course progress, interactions, clickstreams)
• Creator content and associated metadata

II. Use of Information

We use your data to:

• Provide, operate, and improve our Services
• Monitor content quality and prevent abuse
• Process payments and payouts
• Communicate updates, notifications, and offers

III. Content Creator Privacy and Responsibilities

• Content uploaded must be original and created by the uploader.
• Uploading illegal, plagiarized, or explicit content (including sexually explicit, hateful, or violent material) is strictly prohibited.
• Merkava reserves the right to moderate, filter, restrict, or delete any content at its sole discretion, including content it deems inappropriate, offensive, or non-compliant.
• Creators agree to comply with applicable Indian laws concerning digital content, intellectual property, and online publishing.
• Non-compliant content may result in removal, account suspension, or legal reporting.

IV. Data Localization and Storage

All personal data is securely stored on servers located within India in compliance with Indian data protection laws.

V. Data Sharing and Disclosure

We do not sell personal information. Data is only shared:

• With verified Indian payment processors
• With vendors under NDA for service operation
• With law enforcement or government authorities when legally required